I recommend putting a fraud alert on your credit report as a preventive measure against identity theft. The fraud alert needs to be renewed every 90 days. It's a good prevention strategy if you don't anticipate applying for credit in the next 3 months. This is an especially good strategy to help your aging parents protect themselves from ID theft.
“You can add a fraud alert message to your credit report to help protect your credit information. Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent. We recommend that you review a copy of your personal credit report.” (Experian website)
To save paper and trees as well as protect against ID theft, opt out of mailed credit card offers: https://www.optoutprescreen.com/?rf=t
Credit Report Maintenance
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Reviewed by jembe
Published :
Rating : 4.5
Published :
Rating : 4.5