It is already April 9th, which means we are on Step 9 of the "30 Steps to Financial Wellness". Step 9 is about examining your debt. Take the quick, 10-question Debt Test to see if you are in need of a better debt payoff plan. The Financial Literacy Month website has been set up to guide individuals towards financial independence through the month of April. Visit the website and see what financial areas you may need to revisit.